If you’re involved in an accident while using a ridesharing service like Lyft or Uber, there are a few things you need to know. Here’s a look at the key differences between Lyft and Uber regarding accidents.
Lyft:
If you’re involved in an accident while using Lyft, the company’s insurance will cover up to $1 million in damages. This includes coverage for bodily injury and property damage.
Lyft also offers personal injury protection (PIP) coverage in some states. This type of coverage can help pay for your medical expenses if you’re injured in an accident, regardless of who is at fault.
Uber:
When it comes to Uber and accidents, things work a bit differently. Uber provides insurance for its drivers, but only if they have personal insurance that doesn’t exclude coverage for commercial activities.
The driver’s insurance will be the primary coverage if you’re involved in an accident while using Uber. Uber’s insurance will kick in if the driver doesn’t have personal insurance or it excludes commercial activities.
However, it’s important to note that Uber’s insurance only provides up to $50,000 in coverage for bodily injury per person and $25,000 for property damage. This is the minimum amount of coverage required by most states.
Despite which company you are involved with, always work with a competent attorney for these reasons:
1-You will want to be sure you are getting the most out of your insurance claim
Did you know that your insurance claim could be worth up to three times more with the help of a Nevada Uber and Lyft accident attorney? An attorney will ensure you get your claim’s full value by negotiating with the insurance company on your behalf.
2-You may be entitled to additional compensation
In some cases, you may be entitled to additional compensation beyond what is covered by insurance. For example, if you suffer a permanent injury or disfigurement, you may be able to file a personal injury lawsuit against the responsible party.
3-You need to protect your rights
After an accident, you only have a limited amount of time to take legal action. An attorney can help ensure that your rights are protected and that you don’t miss any important deadlines. Additionally, an attorney can help you deal with the insurance company so that you can focus on recovering from your injuries.
4-You need someone in your corner
The insurance company will have its team of lawyers working to minimize the amount of money they have to pay out on your claim. It would help if you had an experienced attorney in your corner who would level the playing field and fight for the compensation you deserve.
5-You should never have to go through this alone
Dealing with the aftermath of an accident can be overwhelming, especially if you’re dealing with serious injuries. An experienced attorney can help shoulder the burden and guide you through the legal process.
Wrapping Up
If you’re involved in an accident while using a ridesharing service, you must know your rights and coverage type. Always work with a competent attorney to ensure you get the full value of your claim and protect your rights.
